When a person suffers from a long-term medical condition, they struggle with many challenges. For example, the person might develop additional mental health issues due to stress and trauma; they can lose their job due to limited working ability or may be unable to perform daily life tasks. Whatever might be the reason, facing an accident can change a person’s life forever. Fortunately, with the long-term disability claim, you can demand compensation for all the losses you sustained in your accident.
However, insurance companies never have your best interest at heart, so you must contact an experienced lawyer and learn about the medical conditions that qualify for LTD. So that when you claim for your diabetes, the insurance company cannot delay or deny your claim.
Types Of Medical Conditions That Are Eligible For Long-Term Disability
1. Cancer
The most prevalent medical conditions in a long-term disability include several types of cancer disease. When we talk about cancer, it is not limited to a specific kind of body part, as it affects the entire functioning of the human body. Several people struggle with different types of cancer, like leukemia, bone cancer, stomach cancer, mouth cancer, etc.
Dealing with a disease like cancer is never easy for the patient, emotionally or physically. Most people experience excruciating pain and suffering in their entire body and are unsure whether they will survive the deadly disease. Additionally, the treatment and therapies for cancer are painful and include adverse side effects like bleeding and weakening of the body.
While the patient is battling with all this, they also have to arrange funds for their expense and long-term medical treatment, three and prescribed drugs. In such a situation, a long-term disability claim can provide significant financial help to the patient to complete their treatment.
TrueLaw can assist you with obtaining a long-term disability claim, allowing you to focus on recovery and receive financial support for medical expenses and your family.
2. Musculoskeletal Disease
Musculoskeletal disease is a medical condition that affects a person’s muscles, tendons, and ligaments. The effects of these diseases restrict a person’s ability to move to function like a healthy person, which can have several negative impacts on the patient’s life.
For instance, the person may not be able to work for an extended period which can make them lose their source of income. Such things create extremely severe problems in a person’s life as they have additional expenses like medical bills and treatment to afford their disease.
In a musculoskeletal disease, your internal muscles, which are connected to the bone, do not remain in a healthy condition to function. Therefore the person might be unable to move the affected area or limb of the body.